Effective date: October 5, 2026.
Calculator inputs
The calculators process amounts, rates, terms, and values locally in your browser. The site does not submit those inputs to a server, ask for an account, or request a name, email address, phone number, or street address. Inputs are not saved in local storage or cookies by this site. Reloading a page restores its starting educational example.
Requests and downloads
Your browser requests the page, locally hosted styles and scripts, and the reference-rate JSON file. Loading that file does not send calculator inputs. A schedule download is generated locally in your browser. If you choose to keep the file, it is stored according to your browser settings. Use your device's normal controls to manage that file.
Tracking and advertising
This site includes no own analytics or tracking scripts and sets no own tracking cookies. Advertising spaces are reserved but currently contain no advertising code. Third-party advertising, including Adsterra if added later, may set cookies and use similar technologies when its ads are served. Your browser settings can restrict or delete cookies. This page describes the current calculator implementation and the possibility of later third-party advertising.
Official source links
Source links open official external websites. Those sites have their own privacy practices. The calculator does not send your entered values with these links. Hosting infrastructure may handle routine technical requests; this page does not claim to describe the configuration of a future hosting provider.
Return to the auto loan calculator.
Loan calculation reference
For the calculation method and official worked example, read CFPB amortization guidance or use the homepage calculator.